What is one potential consequence of delaying enrollment in Medicare Part B?

• A. Increased monthly premiums
• B. Loss of prescription drug coverage
• C. Immediate disqualification from all Medicare programs
• D. Reduction in Social Security benefits

Answer: (A)

Delaying enrollment in Medicare Part B can lead to increased monthly premiums as a consequence of the late enrollment penalty. When an individual chooses not to enroll in Part B when they first become eligible, they may have to pay a penalty for each 12-month period they delay enrollment. This penalty results in a higher premium for the rest of their time enrolled in Part B.

It’s important to note that even if someone has other health insurance coverage, they may still face this penalty if they do not enroll in Part B during their initial eligibility period. Understanding this consequence can help individuals make informed decisions about their Medicare enrollment to avoid future financial implications.